Simulate ACH Transfers

1. A Highnote account
2. An API key or API Explorer
3. A card product that uses an ACH transfer funding source
4. A financial account

This guide provides steps for simulating adding funds to a financial account using non-originated ACH transfer.

Do not enter production data in the test environment. The Highnote test environment is for exploring features and training. Use only dummy or test data.

In the live environment, non-originated ACH transfers are initiated by account holders. In the test environment, you can simulate a non-originated ACH transfer to fund a financial account using the following mutation:

https://highnote.com/docs/basics/events-and-notifications/events-reference#ach-externally-initiated-deposit

https://highnote.com/docs/basics/events-and-notifications/events-reference#ach-externally-initiated-withdrawal